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Equity shares explain how ownership is recorded in the Waterdeep Trading Company. Stock-based compensation extends this structure by granting workers who guide the company each season a future claim to ownership. Greta Ironfist uses these awards to reward commitment, attract skilled treasurers, and maintain stable long-term plans.

This follow-up article explains how these awards work, how they connect to the existing equity accounts, and how the ledger captures the cost of service through clear accruals.

What Stock-Based Compensation Represents

A stock-based award grants a worker the right to receive shares at a later date. Some vest with time. Some require completing a trade route or a season of substantial surplus. All create an obligation for the company. As the worker provides service, a portion of that award becomes earned. This earned portion is recognized as an expense.

Because these awards settle in shares rather than coins, the accounting flows through equity. The Waterdeep Mercantile League provides fair value scrolls to help treasurers measure each grant at the moment it is offered.

Why These Awards Matter

Workers who hold a chance at future ownership feel a stronger bond to the company. They take care of the ledgers, caravans, and contracts as if they already have a place in the long history of the guild. Stock-based compensation supports worker retention and encourages a stable culture across the company.

For the ledger, these awards must be handled with precision. The service cost must be recognized each season. The equity obligation must be increased over the vesting period. When the award vests, the reserve converts into the appropriate share class.

Equity Accounts Used for Stock-Based Awards

Stock-based compensation builds on the existing share accounts. Two new reserve accounts are added to track the accrual during the vesting period.

This table shows the core accounts used when awards are granted, accrued, and vested.

These accounts integrate fully with the chart of accounts used in the prior article.

How the Company Measures Fair Value

At the grant date, the arcane treasurers rely on Waterdeep Mercantile League valuation scrolls. These scrolls consider guild reputation, seasonal surplus, trade route strength, supply conditions, and historical demand for company shares. This value becomes fixed for accounting purposes and does not change with later events.

The fair value is then spread evenly across the vesting period, unless service terms require a different pattern.

Worked Example: Four-Year Vesting Award

A senior archivist is awarded a fair value of 2,400.00 FSD. The award lasts for over four years.

Annual expense equals 2,400.00 divided by 4. This is 600.00 FSD per year.

Below is the progression of expense and reserve growth.

Journal Entries During the Vesting Period

The following entries repeat each year until vesting is complete.

This records the cost of service and increases the equity obligation.

Journal Entry Upon Vesting

When the award vests, the reserve is transferred to the appropriate equity account.

If the award settles into common shares:

If the nominal share value is less than the award value, a portion may be posted to Share Premium instead.

Special Faerûn Notes

Some provinces classify stock-based awards as guild benefits and require scroll filings before vesting. The Scriveners’, Scribes’, and Clerks’ Guild must seal the grant scroll for the award to be recognized. Magical contracts tied to planar trade may require performance conditions rather than time-based vesting.

The Waterdeep Trading Company stores all award terms in the Arcane Ledger to ensure that each accrual aligns with the service provided.

Final Thoughts

Stock-based compensation links the strength of the Waterdeep Trading Company to the dedication of its workers. These awards are both a reward and a responsibility. When recorded with care, they present a clear story of service, growth, and shared ownership. The seasonal expense and the growing reserve keep the ledger accurate. The final conversion into shares marks the worker’s lasting place in the company.


Support the AD&D365 Project on Patreon.  To grow this world, we’ve launched an official Patreon page where supporters can access exclusive content, tools, and training labs, and even influence the project’s future. Your support fuels more than just development; it expands the guildhall, forges new scrolls, and empowers the next generation of configuration wizards.  Begin your journey: https://www.patreon.com/adnd365/

A Grateful Salute to Our Patrons.  To all those who stand behind the vision, thank you for helping bring this world to life. Our Benefactors, Andre Breillatt and Eryndor Fiscairn, your boundless generosity fuels the arcane core of this project. Without your magic, the weave would falter. Our Apprentices, the spell engines turn, and the training labs thrive thanks to our current Apprentices: Michael Ramirez and Andreth Bael’Rathyn. Special thanks to our past Apprentices, whose contributions helped us get here: Ralf Weber, Wendy Rijners, Shashi Mahesh, Julia Tejera, Ben Ekokobe, Tiago Xavier, Naveen Boyinapelli, Marcos Tadeu Wolf, Kathryn Greene, Jason Brown, Mark Christy, and Ashish Singh. Our Initiates, Jesper Livbjerg, Peter Lorre, Gregory Brigden, and Martin Grahm, your commitment marks the start of the deeper path, stepping beyond mere observation into the active shaping of this realm. Our Followers, your steady presence along the journey is a beacon of encouragement: Rusty Cavalier, Eric Shuss, Sunil Panchal, Sarah D. Morgan, Nick Ramchandani, Daniel Kjærsgaard, and Tomasz Pałys. And our Voyeurs, Harry Burgh, Abdelrahman Nabil, and Basil Quarrell, ever watching from the shadows, clearly intrigued… but not enough to part with a single gold piece. Your silent curiosity is noted and mildly judged.

Want to design your own economic models in Faerûn?  Get your own AD&D365 Environment and guides at adnd365.com/start, and request access to the public view of the current database at https://public.adnd365.com – Login npc@adnd365.com, Password N0nPl@yC#822!

A Dynamics Master’s Guide to Rewarding Loyalty in the Markets of Faerûn

Scenario Introduction

As the Dynamics Master, you control more than just the dice, you oversee the very economic systems that power the Waterdeep Trading Company’s operations in AD&D365. Greta Ironfist has tasked you with crafting a rebate structure that not only rewards customer loyalty but also strategically boosts profit margins, clears surplus stock, and strengthens alliances across Faerûn.

Your players aren’t adventurers with swords, they’re trade agents, procurement specialists, and sales negotiators working inside the system you run. Their battlefield is the Rebate Management workspace.

Part I – Setting the Stage in AD&D365

From the WDTC Headquarters in Waterdeep, trade flows across caravans, airships, and planar portals. The competition is fierce, Baldur’s Gate’s spice consortium, Calimport’s jewel traders, Neverwinter’s timber merchants, all offering tempting prices.

Your mission as Dynamics Master is to create a rebate program in AD&D365 that makes your customers think twice before taking their coin elsewhere.


Support the AD&D365 Project on Patreon.

To grow this world, we’ve launched an official Patreon where supporters can gain access to exclusive content, tools, training labs, and even influence the future of the project. Your support fuels more than just development ,  it expands the guildhall, forges new scrolls, and empowers the next generation of configuration wizards.  Begin your journey: https://www.patreon.com/adnd365/

A Grateful Salute to Our Patrons

To all those who stand behind the vision, thank you for helping bring this world to life. Our Benefactor, Andre Breillatt, your boundless generosity fuels the arcane core of this project. Without your magic, the weave would falter. Our Apprentices, the spell engines turn and the training labs thrive thanks to our current Apprentices: Michael Ramirez and Andreth Bael’Rathyn (Name obfuscated to protect their identity). Special thanks to our past Apprentices, whose contributions helped us get here:  Ralf Weber, Wendy Rijners, Shashi Mahesh, Julia Tejera, Ben Ekokobe, Tiago Xavier, Naveen Boyinapelli, Marcos Tadeu Wolf, Kathryn Greene, Jason Brown, Mark Christy, and Ashish Singh. Our Initiates, Peter Lorre, your commitment marks the start of the deeper path, stepping beyond mere observation into the active shaping of this realm. Our Followers, your steady presence along the journey is a beacon of

Want to design your own economic models in Faerûn?

Get your own AD&D365 Environment and guides at adnd365.com/start, and request access to the public view of the current database at https://public.adnd365.com

Login npc@adnd365.com
Password N0nPl@yC#822!


Part II – Configuring the Rebate Accord

Rebate Types

In your Customer Rebates configuration, you may define:

Roll when introducing a new rebate agreement to simulate market and customer sentiment:

Part III – Advanced Dynamics Master Tactics

Tiered & Hybrid Agreements in AD&D365

In the arsenal of a skilled Dynamics Master, few tools are as versatile as tiered and hybrid agreements. These configurations allow the Waterdeep Trading Company to move beyond one-size-fits-all offers, tailoring incentives that adapt to customer behavior and seasonal rhythms. By layering spend or volume thresholds, combining different rebate triggers, and aligning offers with festivals or market events, you can guide purchasing patterns with precision. The result is a rebate program that not only rewards loyalty but also shapes the very flow of trade across Faerûn.

  • Tiered: Set multiple spend/volume bands in the agreement to encourage progressive purchasing
  • Hybrid: Combine volume thresholds with targeted product incentives
  • Seasonal: Apply rebate lines with effective dates matching festivals or market events

Use at the start of a rebate period to determine external influences on sales:

(For 2–19, use the full “Rebate Trigger Events” table from the core guide.)

Use at rebate cycle close to determine payout style in AD&D365:

Part IV – Victory Conditions in the Dynamics Master Campaign

Success Conditions

In the realm of the Dynamics Master, success is not won with swords, but with spreadsheets and strategic foresight. Each rebate cycle is a campaign in its own right, with profit margins as your battlefield, customer satisfaction as your supply lines, and market share as your captured territory. To claim victory, you must balance generosity with discipline, rewarding loyalty while keeping the Waterdeep Trading Company’s coffers secure. The following conditions define what triumph looks like when the final ledger is closed and the cycle’s story is told.

  • Maintain profitability while funding rebate payouts
  • Increase customer retention rate by at least 15%
  • Build exclusive rebate-linked supply contracts with guilds

Failure Conditions

Even the most seasoned Dynamics Master knows that a misjudged rebate program can unravel faster than a frayed caravan rope. Overcommit to payouts, misread the market, or let rivals turn your own tactics against you, and the Waterdeep Trading Company’s advantage can vanish overnight. Failure in this campaign is not simply a loss of coin, it is a loss of influence, trust, and strategic standing in the bustling trade halls of Faerûn. The following conditions mark the signs that the rebate accord has tipped from asset to liability.

  • Overextended rebate liabilities trigger negative cash flow
  • Rivals adopt and improve on your rebate model
  • Merchant council fines for unfair competition or improper accounting

Dynamics Master Tips

As the Dynamics Master, you hold the quill that writes the fate of every rebate cycle. Your role is equal parts strategist, storyteller, and system architect. Just as a dungeon master weaves encounters to challenge and reward adventurers, you must design rebate programs that entice customers, withstand market turbulence, and align with the Waterdeep Trading Company’s grand strategy. The tips below are your toolkit, practical levers and narrative devices to keep the campaign balanced, profitable, and engaging from the first signed agreement to the final coin counted.

  1. Tie game events to AD&D365 automation – let the system track progress toward thresholds in real time
  2. Leverage trade agreements for flexibility – seasonal clauses, product-specific terms, and dynamic start/end dates
  3. Use analytics to adjust mid-cycle – prevent loss by revising thresholds before end-of-period settlements

Epilogue: The Dynamics Master’s Reward

If your rebate program thrives, the Waterdeep Trading Company solidifies its position as the trade power of the Sword Coast, with Greta Ironfist granting you a seat on the Merchant Council and a share of quarterly profits. Fail, and your name will be whispered in the halls of rival traders as the one who tried to buy loyalty but paid too dear a price.

In the diverse and often fractious realms of Faerûn, trade flows not only through rivers and roadways, but also through the tangled webs of regulation spun by each city-state, province, and guild-dominated territory. These authorities often impose tariffs—whether to protect local industries, fund defensive walls, or simply fill coffers—which impact the final cost of goods traded across borders.

For the Waterdeep Trading Company and its peers, applying these surcharges manually is a recipe for inefficiency and inconsistency. Instead, the company relies on the pricing engine to automatically apply margin-based pricing adjustments. These adjustments ensure that tariff costs are accounted for transparently and fairly at the time of sale or quotation.

This article explains how margin pricing works, how to configure it, and why it is essential for maintaining profitability when tariffs are involved.

What Are Margin-Based Pricing Adjustments?

Margin pricing adjusts the final sales price of a product by applying a target profit margin over a known cost. In the case of tariffs, these adjustments often include:

  • A fixed markup to cover expected border fees or import duties
  • A percentage-based increase over the base cost of the product
  • Location-specific surcharges tied to trade routes, zones, or cities

Tariff-aware pricing is especially critical in cities like Zhentil Keep, Calimport, or Amn, where merchant councils or rulers impose steep levies on foreign goods.

Why Margin Pricing Matters in a Tariffed Economy

Using the pricing engine for tariff-aware adjustments provides several benefits:

  • Automation: Prices adjust automatically based on the destination, customer group, or delivery warehouse.
  • Compliance: Ensures that tariffs are passed on to customers rather than absorbed as margin erosion.
  • Transparency: Sales agents and customers alike can see that pricing varies by region due to legal and logistical reasons.
  • Competitiveness: Adjusting margins dynamically enables the company to remain profitable while still offering competitive prices in less regulated markets.

Support the AD&D365 Project on Patreon.

To grow this world, we’ve launched an official Patreon where supporters can gain access to exclusive content, tools, training labs, and even influence the future of the project. Your support fuels more than just development ,  it expands the guildhall, forges new scrolls, and empowers the next generation of configuration wizards.  Begin your journey: https://www.patreon.com/adnd365/

A Grateful Salute to Our Patrons

To all those who stand behind the vision, thank you for helping bring this world to life. Our Benefactor, Andre Breillatt, your boundless generosity fuels the arcane core of this project. Without your magic, the weave would falter. Our Apprentices, the spell engines turn and the training labs thrive thanks to our current Apprentices: Michael Ramirez and Andreth Bael’Rathyn (Name obfuscated to protect their identity). Special thanks to our past Apprentices, whose contributions helped us get here:  Ralf Weber, Wendy Rijners, Shashi Mahesh, Julia Tejera, Ben Ekokobe, Tiago Xavier, Naveen Boyinapelli, Marcos Tadeu Wolf, Kathryn Greene, Jason Brown, Mark Christy, and Ashish Singh. Our Followers, your steady presence along the journey is a beacon of encouragement:  Sunil Panchal, Sarah D. Morgan, Nick Ramchandani, Daniel Kjærsgaard, and Tomasz Pałys. Our Voyeurs, Harry Burgh, Abdelrahman Nabil, and Basil Quarrell, ever watching from the shadows, clearly intrigued… but not enough to part with a single gold piece. Your silent curiosity is noted, and mildly judged.


Components of a Tariff-Aware Pricing Setup

To implement tariff-based margin pricing, the Waterdeep Trading Company configures the following:

Cost Price Setup

  • This includes the landed cost of goods, including freight, handling, and vendor cost.
  • For imports from Baldur’s Gate into Calimshan, this may also include bribes and “unofficial entry fees.”

Margin Pricing Rules

  • Set at the item, item group, or category level.
  • Vary based on the customer’s location, tariff group, or shipping method.

Tariff Groups

  • Created to group cities or provinces with similar duties.
  • Assigned to delivery locations or sales territories.

Sales Price Adjustments

  • Configured in the pricing engine using trade agreements or price simulations.
  • Include tiered pricing based on cost plus margin.

Worked Example: Selling Cloaks into Calimport

Let’s assume the Waterdeep Trading Company is selling enchanted cloaks from its Silverymoon workshop. The base cost per cloak is 45.00 FSD. The company aims to maintain a 25% margin in normal cities, but must apply an additional 15% to account for Calimport’s magical goods import tariff.

Tariff groups in this case are applied to determine the final price through the margin pricing policy tied to destination city-states.

Realms-Aware Considerations

Different regions in Faerûn may use tariffs for wildly different purposes. In some cities, tariffs fund sanitation and roads. In others, they line the pockets of merchant princes or enforce protectionism.

Notable Examples:

  • Amn uses tariffs to fund their merchant navy.
  • Thay applies tariffs based on magical aura ratings of enchanted goods.
  • Luskan offers tariff waivers in exchange for smuggling contracts.

Using the pricing engine allows you to adapt your pricing strategy to the political and economic landscape of each territory.

Navigating the Unpredictable World of Tariff Pricing

Even the most finely-tuned pricing engine cannot account for the whims of Faerûn’s merchant lords, border guards, or arcane auditors. Tariffs are living creatures—shifting with the seasons, manipulated by guild politics, or waived on a noble’s drunken promise. To bring this unpredictability into your simulations, the Waterdeep Trading Company employs random roll tables.

These tables introduce chaos, challenge, and realism to trade scenarios by simulating tariff fluctuations, bribe opportunities, and pricing engine anomalies. Whether used during training exercises, economic simulations, or tabletop commerce campaigns, these rolls provide rich variability to any margin pricing strategy.

This table adds dynamic fluctuation to tariffs based on the current mood of the city-state, economic need, or political climate.

If the trader attempts to negotiate or bypass tariffs through “other means.”

When using automation, mishaps can occur. Use this to simulate pricing miscalculations due to magical interference or bureaucratic error.

Adding dice tables to tariff-aware pricing creates an immersive and unpredictable element for trade campaigns or test scenarios. Whether used in a Faerûnian pricing simulation or during a tabletop logistics challenge, these random events challenge even the most seasoned merchant clerks and pricing wizards.

Final Thoughts

In a realm where trade is taxed as much by swords as by scrolls, margin-based pricing adjustments ensure that your business remains profitable and adaptable. With the pricing engine configured to account for tariffs, the Waterdeep Trading Company not only meets local compliance but maintains a strategic edge in every market.


Want to design your own economic models in Faerûn?

Get your own AD&D365 Environment and guides at adnd365.com/start, and request access to the public view of the current database at https://public.adnd365.com

Login npc@adnd365.com
Password N0nPl@yC#822!

The Waterdeep Trading Company (WDTC) doesn’t just traffic in grain sacks and crossbow bolts. From spell-scrolls to silks, it handles a sprawling catalog of goods that straddle two very different economic planes: the mundane and the magical. And if there’s one thing Greta Ironfist has learned over the years, it’s this: you cannot value a crate of pickles the same way you value a Potion of Invisibility.

In this post, we explore how WDTC uses multi-ledger inventory valuation in Microsoft Dynamics 365 to accurately represent the true cost and value of its wildly diverse product lines.

The Problem: Two Economies, One Ledger?

Most trading companies operate within a single economic model. Standard costing methods like FIFO or Weighted Average are enough when you’re just shipping barrels of oil or bundles of lumber.

But for WDTC, the reality is more complex:

  • Mundane goods like iron nails or flour operate on predictable market logic.
  • Magical goods fluctuate based on arcane scarcity, planar trade politics, or adventuring trends.

Using a single valuation method across both types would either overstate the value of cheap goods or understate the risk in magical inventory.

The Solution: Valuation by Product Class in Dynamics 365

Using item model groups and inventory valuation methods, WDTC configured Dynamics 365 to assign different costing logic based on product category:

Example: Cloak vs Crate

Let’s break down two sales scenarios:

Cloak of the Emberward (Magical Item)

  • Purchase Cost (initial): 250 gp
  • Market spike after a regional fire elemental outbreak
  • Revaluation: 300 gp
  • Selling Price: 450 gp
  • Costing Method: Moving Average
  • Margin: 150 gp

Crate of Iron Nails (Mundane Item)

  • Purchase Cost: 10 gp
  • Stable demand across regions
  • Selling Price: 15 gp
  • Costing Method: FIFO
  • Margin: 5 gp

This separation ensures that magical price volatility does not distort the margin reports of common products, and vice versa.

Why It Matters to WDTC

  • Accurate financial reporting by product class
  • Better guild compliance when reporting to trade unions and arcane oversight bodies
  • Risk visibility for magical goods with erratic supply chains
  • Profit segmentation that separates stable trade income from speculative arcane revenue

Regional Valuation Adjustments

Faerûn isn’t one economy. It’s dozens. Prices vary by city, faction, and even by time of year.

For instance, Elixir of Haste sells at:

  • 200 gp in Waterdeep
  • 300 gp in Icewind Dale
  • 150 gp in Calimport

WDTC uses financial dimensions tied to region to track where margins are highest. This allows Greta to reroute magical inventory dynamically and ensure magical surplus in saturated markets is reallocated before losses hit the books.

Final Thoughts

Managing two economies under one roof is no easy task. But with the right inventory valuation configuration in Dynamics 365, the Waterdeep Trading Company turns complexity into clarity.

So next time you’re weighing whether to ship a box of rope or a case of scrolls, ask yourself: do you know what it’s really worth, and how it affects your ledger?


For more Faerûn-based business wisdom, get your copy of the guides at adnd365.com/start. You can also request access to our current demo database and see how it’s all set up. Just log in to https://public.adnd365.com using:

Email: npc@adnd365.com

Password: N0nPl@yC#822!

In the bustling cities of the Sword Coast—from Waterdeep’s merchant squares to the shady alleys of Luskan—one thing is clear: magic sells. Whether you’re a potion purveyor, an arcane gear supplier, or an enchanted scroll distributor, knowing which magical products bring the highest margins is critical for growth.

In this post, we’re using Dynamics 365’s Product Profitability Reports, Item Sales Margins, and Sales by Product Category to reveal the top 10 most profitable magical items currently moving through the Faerûnian economy.

How We Calculated Profitability

We pulled data from the Waterdeep Trading Company’s Dynamics 365 environment, combining:

  • Sales revenue from the Order to Cash module
  • Cost of Goods Sold (COGS) via Inventory Valuation
  • Gross Margin % based on item group (Magical Items, Potions, Scrolls, etc.)

Profit = (Sales – COGS) × Volume Sold

Top 10 Magical Products by Profit

Key Insights for Inventory & Trade Managers

  1. Healing Potions dominate—they’re cheap to produce, high in volume, and in constant demand. Set reorder thresholds in your Item Coverage settings.
  2. Arcane Saddles are low-volume, high-margin—ideal candidates for Trade Agreements with aerial suppliers and custom production runs.
  3. Scrolls offer recurring revenue—track parchment, ink, and scribing labor as bundled production cost drivers.
  4. Teleportation services represent a unique product-as-a-service model—handled as a non-stock item but linked to high-value invoicing and permit records.

Dynamics 365 Tips to Track Magical Profitability

  • Use Item Groups and Product Categories to segment magical vs. mundane goods.
  • Enable Standard Costing or FIFO for better margin clarity on alchemical and enchanted items.
  • Run the “Gross Margin by Product” report in Cost Management > Inquiries and Reports.
  • Tag products with attributes like Arcane Level, Guild Certification, or Spell School to enable dimensional profitability analysis.

What’s Next?

If you’re a trading company operating across Faerûn, your profit isn’t just about what you sell—it’s about knowing what sells best, to whom, and how consistently. With Dynamics 365, you have the tools to track product-level performance across every district, ward, and plane.

Curious what the margins are on a Flask of Faerie Fire or a Golem Core? Start building your magical profitability matrix today with our Bare Bones Templates and Fantasy Item Master demo packs at adnd365.com/start.

In the cities and farmlands of Faerûn, trade flows like water through the continent—vital, ever-changing, and affected by forces both natural and magical. To help traders, governments, and guilds make sense of this dynamic economy, the Faerûnian Commodities Exchange (FCEX) and its regional partners maintain a set of Faerûn Price Indexes (FPIs)—standardized benchmarks that track the value of common goods across the continent.

Whether you’re a merchant prince in Calimport or a dwarven brewer in Citadel Adbar, understanding price indexes can help you make better decisions, hedge against regional volatility, and forecast your next profitable move.

What Is a Price Index?

A price index is a numerical value representing the average price level of a selected group of goods over time. In Faerûn, each index is tied to a commodity category and adjusts based on:

  • Supply and demand
  • Regional scarcity or abundance
  • Seasonal factors
  • Political or magical disruptions

Price indexes allow merchants and record-keepers in Dynamics 365 Finance to automate price adjustments, simulate market events, and guide inventory valuation.

The Core Faerûn Price Indexes

These indexes are recalculated monthly and regionally, using weighted average pricing from participating exchanges.

Here are the primary FPIs maintained by FCEX:

Example: Price Calculation Using FPI

Let’s say you’re trading wheat in Baldur’s Gate. The FPI-GRNS is currently at 108.0. The base price per bushel is 1.00 gp, and the current regional modifier is +5% (due to local demand).

Final Price = Base Price × (FPI / 100) × (1 + Regional Modifier)

Calculation:

1.00 × (108 / 100) × (1 + 0.05) = 1.134 gp per bushel

Thus, the trader should price wheat at 1.13 gp per bushel in current market conditions.

Magical & Seasonal Adjustments

Faerûnian indexes are also responsive to magical anomalies and seasonal trends. For example:

  • Winter: +10% to grain and livestock indexes
  • Festival Month (Mirtul): +15% to Moonshine Index
  • Arcane Drought in Thay: +20% to Alchemical Index

These modifiers can be simulated in Dynamics 365 using Price Adjustment Journals linked to market events or custom financial dimensions.

Dynamics 365 Integration Example

In Dynamics 365 Finance, FPIs can be integrated using:

  • Trade Agreements for commodity contracts
  • Inventory Revaluation Journals for cost layer updates
  • Price Simulation Models using seasonal and regional modifiers
  • Procurement Policies to enforce index-based pricing

You can even create a custom Price Index table to adjust costs across product hierarchies automatically.

Sample Commodity Index Table

Building a Resilient Economy with FPIs

Using Faerûn Price Indexes provides:

  • Transparency in trade
  • Fair valuation across regions
  • Simulation of economic events
  • Seamless integration into ERP systems

Whether you’re a guild accountant or a caravan master, understanding the FPIs is essential for navigating the financial landscape of the realms.

Want to Use FPIs in Your Game or Business?

Download the official Faerûnian Trader’s Handbook and FCEX Pricing Templates at: adnd365.com/start

You’ll gain access to:

  • Pre-built Excel pricing sheets
  • Trade agreement configuration files
  • Market simulation tools for Dynamics 365

In a realm where dragons hoard treasure and adventurers barter with platinum, managing the movement of gold, silver, and copper across a multi-realm operation is no small feat. That’s why the Waterdeep Trading Company relies on the robust financial tools of Dynamics 365 Finance to tame the chaos of coin.

Welcome to Advanced Dungeons & Dynamics 365, where cash and bank management gets the high-fantasy treatment—and works like magic in the real world too.

What Does “Cash Management” Mean in a Magical Economy?

Whether your business operates out of a single storefront in Luskan or oversees multi-planar trade through the Sigil portal network, tracking liquid assets is essential. In Faerûn, this includes:

  • Coin purses carried by field agents and caravans
  • Banking with regional branches like the Vault of the Moon or Baldur’s Gate First National
  • Currency exchanges (when trading with Zakhara or the Feywild)
  • Magical escrow accounts for high-value artifacts
  • Donations, tributes, and adventuring guild deposits

In Dynamics 365, it’s all part of Cash and Bank Management.

Key Setup: Establishing Your Coin Flow

Here’s how the Waterdeep Trading Company handles it:

1. Bank Accounts & Coin Repositories

  • Operating Account – Waterdeep Vault (WDV-01)
  • Cash On Hand – Sword Coast Sales Office
  • Petty Cash – Traveling Sales Wizard Team
  • Magical Holding Account – Arcane Transactions Only

Each account in D365 is tied to your chart of accounts (1110 for bank, 1000 for cash on hand) and can be associated with a specific legal entity, currency, and payment method.

Day-to-Day Coin Movements

D365 supports multiple cash operations:

  • Payment Journals – Used to track customer payments (yes, even if they pay in diamonds)
  • Vendor Disbursements – Record outgoing payments to potion suppliers, wagon builders, or guild services
  • Bank Transfers – Move funds between branches (and planes) for liquidity
  • Cash Counting and Reconciliation – For when your tavern registers or traveling merchants return to HQ

Using workflows and approvals, transactions are automatically posted and reconciled. Magical fraud detection optional (but encouraged).

Multi-Currency Support (Copper, Silver, Gold… and GPX?)

Faerûn uses a mixed coinage system, so Waterdeep Trading Company leverages multi-currency accounting in D365. Key features include:

  • Defined currency types (Gold, Silver, Platinum, Electrum, and major regional standards like Calimshan Credit Notes)
  • Currency exchange rate providers (like the Faerûn Board of Trade)
  • Automatic revaluations for foreign-held balances (e.g., Feywild Starlight Credits → Gold)

And yes, you can report financials in GP (gold pieces) and consolidate in another currency like Waterdhavian Crowns.

Reporting That Counts (Every Coin)

With built-in Power BI dashboards and D365 reports, the company tracks:

  • Daily cash position
  • Cash flow forecast (especially handy before major trade events or war preparations)
  • Currency exposure
  • Bank reconciliation summaries
  • Cash inflow/outflow by region or realm

There’s even support for budgeting, cost allocation, and cash reserves—because even in fantasy ERP, you don’t want to blow all your platinum on cursed inventory.

Final Thoughts: Because Gold Doesn’t Track Itself

Cash and coin management may not involve slaying dragons, but it’s just as important for keeping your adventuring supply company running. With Dynamics 365 Finance, you get full control over every pouch, vault, and transfer—whether your treasury is held in stone or starlight.

Want to Master Coin Like a Merchant Prince?

If this sparked your interest, the Advanced Dungeons & Dynamics 365 books cover everything from inventory control to intercompany trade to financial wizardry. It’s ERP learning with storytelling flair—and practical use cases even Mordenkainen would approve of.

Buy your copy today and take command of your gold, silver, and spreadsheets:
Buy the AD&D365 Books